How to Pray for Financial Breakthrough (Part 3) – The 5 Things You Need to Know As You Pray for Financial Help


“But my God shall supply all your need according to his riches in glory by Christ Jesus.”

– Philippians 4:19


In the last two posts, I have tried to tell us that it’s possible to find yourself in an unpleasant financial situation from time to time. But it’s better not to worry and fret at such times, but to pray in all situations and our loving God will answer and send help.

God is our refuge and strength, a very present help in trouble. – Psalm 46:1

I’ve shared my encounter with you in the part 1 of these series and the encounters of a few Bible men and women during their times of hardship. I want to encourage your faith not to see yourself as done.

Something good is going to come out of whatever situation you find yourself right now, in Jesus name. 

Today, I want to share with you 5 important facts you should note as you pray for financial breakthrough. This is extremely very important because it will help you to appreciate God’s answers as they come. It will help you not to fix your mind in one way as the only way God will answer your prayers for financial breakthrough.

The point is for us to understand that financial breakthrough can come in any (legal) way. God could touch someone to send you money or send you some new job offers or just an idea. You should have an open mind and not confine God to one specific way to answer your prayers. What matters is that He will answer your prayers, but the manner it would take is entirely at His discretion.

The Bible says:

“Every good gift and every perfect gift is from above, and cometh down from the Father of lights, with whom is no variableness, neither shadow of turning.” – James 1:17

So if you find yourself at a point where you really need a financial assistance, a raise, a push, or you feel that the enemy is threatening your finances, you can pray and loose the angels of goodness and mercy to work and bring your supplies back.

However, do take note of these vital points…

1. Financial breakthrough does not mean that money will fall from the sky or that unknown persons will call you and give you huge sums of money for free or that you’ll win lotto or football bet.

Someone messaged me the other day and asked me to go watch a video of manna falling from the sky. I said, “for real? Did you watch it?” He said yes and tried to persuade me. Unfortunately, I didn’t get to watch the video.

Yes, I know that God can do all things, but it’s not a good idea for us to expect manna to fall from the sky.

There’s this misunderstanding I’ve observed in our faith churches. Some persons share a testimony of how someone called them after prayers and blesses them with money to solve their problems, then everyone claps and praises God. And consequently many  start praying and exercising faith that someone will call them and give them money too. Some now believe that if they haven’t experienced that kind of miracle, that they’ve not gotten a financial miracle breakthrough.

That’s a wrong mindset. First, I understand that God can ask people to call us and give us money and gifts. It happens every now and then. Most times, such miracles happen to provide relief in serious crisis situations. But as Christians, we are not to live our lives hoping and expecting such occasional interventions as standards for provision.

From my experience, as I shared above, while we pray, God can open doors that is still in line with our businesses and jobs, and by rendering services He blesses us with money to take care of our financial situation, and not necessarily raining down cash from heaven or getting someone to give us money for free.

The point is for us not to adore one method of God’s provision and insist that’s how we’re going to be blessed or nothing else.

2. Financial Miracles can happen from time to time but should not be our only hope to becoming a multi-millionaire without further work.

Most financial miracle breakthroughs are intended to give relief over present financial crisis situations. But after such miracles, we have to continue to work and or render services and be creative in what we are doing to continue to enjoy financial supplies.

For example, someone shared a story with me some time ago. His friend’s wife delivered a baby through a CS. Due to certain complications in the process the hospital bill was huge. Meanwhile, before this time, this friend was having challenges in his business. So paying the hospital bill and getting his wife out was very difficult.

One day, while in the hospital, bowed and in tears, a man he had never seen before, a Muslim (Alhaji) for that matter, walked up to him and asked what the matter was. In tears, he explained his ordeal. The strange fellow consoled him and paid the hospital bill and gave them some money to go home.

No doubt, that’s a financial miracle.

But as you can see, it will be so wrong if this friend refuses to do business or look for a better work and keep hoping that an angel will always bring him money to sort out his problems.

As we pray and seek God in our times of need, we can expect some strange financial miracles from time to time, but it should not be a standard for living.

3. Financial breakthrough also means a new job with higher pay, a raise in salary, a new business idea or business connection.

The principal way that God blesses His people is through the works of their hands; that is, through your job or career or business. So if you don’t have a job and you don’t have a business, you can pray for God to give you a job or give you ideas to explore in starting your own business.

Apostle Paul said:

“For even when we were with you, we gave you this rule: “The one who is unwilling to work shall not eat.” –  1 Thessalonians 3:10.

The first thing is to have a willingness to work. Then back up that willingness by making sincere concerted efforts. Then we can pray and command God’s blessings over what we are doing.

As we pray, God gives us ideas and shows us what to do, and connects us with the right people.

4.  Financial breakthrough also means divine direction over an investment or career or business decision.

In Genesis chapter 26, there was recession in the land. Isaac wanted to leave the country, but God appeared to him and told him to stay put and invest. He obeyed. The Bible then reports that, “Isaac planted crops in that land and the same year reaped a hundredfold, because the Lord blessed him.  The man became rich, and his wealth continued to grow until he became very wealthy.” (Genesis 26:12-13).

When there is a business opportunity or job opening before us, we don’t just rush into it, no matter how spicy it smells. When things get difficult in our present career or business, we don’t just run without looking back. As Christians we spend time and seek the LORD for direction on what to do. He may inspire us to go ahead with what we are doing or explore new doors or stay away. That way we’ll be sure to get the best out of such jobs and businesses. That direction, inspiration, discovery is  also a part of what financial breakthrough is.

But also, don’t expect everything to be easy because you’re a Christian or because you spent 30 days fasting and praying, or because you’re sure God inspired you to take up the job or start the business or stay put in what you are doing. Fasting and praying will clear off spiritual barriers and obstacles but you have to do some digging here and there.

Remember Isaac. It’s not easy planting crops when rain won’t fall. Isaac had to work out a way to water his crops. He didn’t hope that God would send rain on his farm because he heard from God to stay in the land or because he was a covenant child. He and his men dug a well; they sweated out the pain and took several days to dig in several places until they found water, and used the water to water their crops.

One thing about God’s direction is that you’re sure that as you work hard, you’ll surely discover water to water your crops. You’re working with hope and assurance that at the end you’ll have reasons to smile.

5. Financial breakthrough also means pulling down the strongholds of the enemy over your finances.

Sometimes the devil can attack your finances, like he did to Job. We may experience losses or extreme difficulty irrespective of how hard we work. When that is the case then you need to stand in God’s Word and rebuke the devil.

If you’re experiencing great financial challenges which are not as a result of laziness, you can stand in God’s WORD and break the power of the devil over your finances. You can command the devil to loose his hold on your finances and release the angels of goodness to bring your finances to you.

That’s basically what I did for several nights and broke the enemy’s hold over my finances.

Now that the WORD has gone out and I believe you have received it with an open mind and faith, in the next part of this post I’ll share with you powerful prayer points for financial breakthrough.

Have faith. God is at work in your life. He is making a way for you, in Jesus name.

To be continued in part 4


Daniel C. Okpara is the author of numerous best-selling books, including, What Do You Have in Your House?, Parable of the Serpent, Pillars of Excellence in Life and Business, Take it By Force, Prayer Wave, and Many others. He is the founder of Better Life World Outreach Center, a non-denominational ministry dedicated to global evangelism and equipping of God's people to live a better life. He is also the founder of Breakthrough Prayers Foundation, an online portal leading people all over the world to encounter God and change their lives through prayer. He has authored over 50 books on business, prayer, relationship, and investment.

  1. Greetings,

    Praise the Lord for giving you insight into financial difficulties/issues.

    I found these words of yours to be most helpful:
    “The point is for us to understand that financial breakthrough can come in any (legal) way. God could touch someone to send you money or send you some new job offers or just an idea. You should have an open mind and not confine God to one specific way to answer your prayers. What matters is that He will answer your prayers, but the manner it would take is entirely at His discretion.”

    So many times we get stuck in a poverty mentality mindset that allows us to believe that the only way we will ever prosper, financially, is through some windfall…or by luck…or chance…or… if we become Cinderella! :). We fail to recognize that this type of thinking puts our God into some type of tiny carnal box, which (in our eyes) limits His ability to bless us financially. His thoughts are not our thoughts. His ways are not our ways. Thanks for teaching us this principle!

  2. I want life changing testimonies of what God did in the lives of the brethren to the glory of God. Captivating testimonies that would amazed on breakthroughs after challenges and what they did that eventually ushered them into realm’ of fortune. Thanks

  3. thank very for your message regarding financial breakthrough. i have now understood this matter very well. may God bless you. where is part 1,2 and 4 of this financial breakthrough. i will appreciate if you so do.

  4. this really encourages me to surrender everything to the Lord

  5. I find your article very power and inspiring. It is very simple to understand.

    • Am blessed. i have struggled for the last 6years after graduating with a bachelor’s degree in Social work. i believes God is going to make a breakthrough for me. my fasting and prayering will not be in vain in Jesus name

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